Money smart users must ensure that their publicity, advertisements, and public statements do not use the fdic name or logo to imply that fdic endorses their organization or its products or services. The books and online resources referenced in the educator guide and parentcaregiver guide are examplesoptions that may be used to support the subject being taught and should not be considered as an endorsement by the federal deposit insurance corporation fdic. Reference to any specific commercial product, process, or service by trade name, trademark, manufacture, or otherwise does not constitute an endorsement, a recommendation, or a favoring by the fdic or the united states government. Listen now to the podcasts fdic money smart podcast. Use these questions to help you decide if you are ready to buy a home. The curriculum provides introductory training for new and aspiring entrepreneurs on. The federal deposit insurance corporation is prohibited from endorsing any specific organizations. Objectives by the end of this course, participants will understand available banking services and how to build a positive relationship with a financial institution. The materials are available for immediate download at money smart. Click on each link to view andor print a study aid. At liberty bank, we want to help you in your financial aspirations in any way possible.
Facts using direct deposit for your paycheck and state or federal benefits is safer and easier than using paper checks. Money smart for young adults consists of eight instructorled modules. Check it out 7 fdic money smart financial education curriculum participant guide types of checking accounts after you determine what you need in a checking account and understand the different fees involved, you might be ready to choose the type of account you should open. Learn here about money smart tools and strategies that you can use to teach others, as well as tools you can use to learn on your own. Money smart for older adults was developed jointly by the federal deposit insurance corporation fdic and the bureau of consumer financial protection. The fdic s money smart for young adults curriculum helps youth ages 1220 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions. Click the categories below to the topics and segments within. Fill in the blank with the name of the savings product that best describes it. Mssb was developed jointly by the federal deposit insurance corporation fdic and the u.
It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. The fdics money smart for young people series consists of four free. Money smart english money smart espanol workforce innovation and opportunity act. The curriculum consists of an instructor guide, powerpoint slides, and a takehome resource guide. Pdf english versions of the files are made available below for easy access. Money smart computer based training provides financial education for adults and young adults. The money smart for young adults curriculum helps youth ages 1220 learn the basics of handling their finances. While youre welcome to speak with our seasoned bankers to learn about these important topics, we also make this online resource available to you so you. Money smart instructor guide and student coloringactivity. Pay yourself first 6 fdic money smart financial education curriculum participant guide four savings products instructions refer to the list of savings products on the slide.
Financial exploitation has been called the crime of the 21. Fdic money smart a financial education program money smart for adults computerbased instruction offered free at the arlington heights worknet center resource room the money smart computerbased instruction cbi is a friendly, selfpaced and easyto use learning tool that teaches the 10 modules of the money smart. Money smart users must ensure that their publicity, advertisements, and public statements do not use the fdic name or logo to imply that fdic endorses their. The money smart for older adults program raises awareness among. Fdic money smart financial education curriculum participant guide banking basics what is a bank. The young adult learning track for those age and older features the eight modules in the money smart for young adults curriculum. Mssb is free of s and can be edited by users to meet the needs of.
Your own home 3 fdic money smart financial education curriculum participant guide am i ready to buy a home. Get money smart consumer financial protection bureau. Fdic, money smart, money matters, information booth created date. Welcome to the fdic s money smart computerbased instruction. Think about and write down any savings goals you have and the amount you need to save. Money smart for small business mssb provides an introduction to topics related to starting and managing a business. Below, common misconceptions about direct deposit are corrected. The materials are available for immediate download at money smart teach for small business. Thinking of starting or already managing a business. The fdic federal deposit insurance corporation has developed money smart to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. By the end of this course, participants will understand how credit works, types of credit that are available, and if they are ready to apply for credit. Fdic money smart financial education curriculum participant guide how to get a free credit report once a year to order your free annual report from one or all of the credit reporting agencies, do not contact the three nationwide consumer reporting companies individually.
Firsttime homebuyers can benefit from several programs. If you would like, print this study aid for future reference. Borrowing basics borrowing basics is an introduction to credit. This usually means you have a job or other sources of income. Money smart for small business english is available for immediate download. Fdic money smart your own home study aid for adults. The materials are available for immediate download catalog. It is designed to enable participants to prepare a personal budget. The fdics money smart financial education program can help people of all ages enhance their financial skills and create positive banking. A bank, credit union, or thrift is a business that offers you a safe place to keep your money and uses your deposits to make loans. Check out money smart week online to find events in your area.
Money smart curriculum is available free in cd form ordering information on website or directly online in a computerbased version. Fdic money smart check it out study aid for adults. Fdic money smarta financial education program adult. For downloadable files, scroll down to click to show downloadable files and select the files from. Our goal is to arm people with the information, steps, and tools that they need to make informed financial decisions for their. The materials are available for immediate download below, and on dvd at money smart teach for adults. The fdic s money smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. Participantresource guide money smart for older adults page 1 of 53 welcome to money smart for older adults. Welcome to the fdic s money smart computer based training. The instructorled version is available in english, chinese, hmong. You can obtain free annual credit reports by doing one of the following. Money smart for older adults englishspanish flyer download. Download our newest version of money smart for adults msa. The money smart podcast network is the portable audio mp3 version of money smart and designed to accommodate financial learning for individuals on the go.
Each module includes a fully scripted instructor guide, participant guide, and powerpoint slides. Federal deposit insurance corporation money smart cbi. Money matters 5 fdic money smart financial education curriculum participant guide direct deposit. While money smart week takes up only seven of the 365 days in a year, you can also be money smart all year long with our online tips and information.
One of the most important is providing invaluable knowledge about money and banking. Money smart for small business english download includes. All the money smart curricula are free and available for download. Money smart podcast network covers topics such as the basics of borrowing money wisely, using a spending plan to achieve financial goals, and how to use banking products effectively. Download the top 10 reasons to use mssb flyer catalog.
Money smart instructor guide and student coloringactivity book download status message for downloadable files, scroll down to click to show downloadable files and select the. Participantresource guide consumer financial protection. Materials are available in both english and spanish. Enter the amount of deposit and select account for each individual check. Take a photo of the front and back of each check, up to 5 bank checks. Information booth bank on it the information booth contains helpful study aids that you can print out to use at home. First released in 2001 and regularly updated since then, money smart has a long track record of success. Listen to the audio files online or download them to your portable audio player.
To be informed about the latest developments of money smart for small business or to join the money smart alliance members please go to the fdic website here. The money smart for older adults instructorled training developed jointly by fdic and cfpb provides awareness among older adults and their caregivers on how to prevent elder financial exploitation and to encourage advance planning and informed financial decisionmaking. Listen to streaming podcasts online or download the programs to listen to later. Fdic money smart pay yourself first study aid for adults. Have i been employed on a regular basis for 2 or 3 years. The training covers topics such as the basics of borrowing.
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